Have you been Mis Sold PPI?

If you are paying Payment Protection Insurance (PPI) that you did not need, want or ask for then the answer is yes! Lenders across Ireland have Mis Sold PPI to their customers because they failed to sell the policies within the guidelines of the Consumer Protection Code. PPI by law has to be sold as an optional insurance and only to those eligible for its cover and fully informed of all terms, conditions and exclusions. If your lender failed to carry out a detailed reviewing at the time of selling this insurance policy then you have been Mis Sold PPI.

 

How do I know if I was Mis Sold Payment Protection?

There are multiple ways in which you may have been Mis Sold PPI. When you were sold this policy your lender should have offered this policy to you as an optional insurance cover and only once they fully reviewed your employment status, existing medical conditions and fully explained the terms, conditions and exclusions. If any of these legal requirements were not met then you have been Mis Sold Payment Protection Insurance. Below we have listed a number of yes & no questions to help you identity if you have been Mis Sold PPI.

  • You have been Mis Sold Payment protection if you were self employed at the time of sale.
  • You have been Mis Sold PPI if you were told it was compulsory.
  • You were Mis Sold Payment Protection if you were pressurised into taking it
  • You were Mis Sold PPI if you were working part time or contract at the time of sale.
  • You were Mis Sold PPI if there terms, conditions and exclusions of the policy were not explained.
  • You have been Mis Sold PPI if you were not told that pre existing medical conditions wouldn’t be covered.
  • You have been Mis Sold PPI if you discovered you were paying for it without ever requesting it.
  • You were Mis Sold PPI if the full costs of the policy were not explained
  • You were Mis Sold PPI if you already had cover from an alternative policy or an employer.
  • You were Mis Sold PPI if you were under 18 or over 65 when paying this insurance.

If any of the above statements relate to your case then you have been Mis Sold PPI and you could be eligible to reclaim thousands of Euros in compensation.

Mis Sold Mortgage Protection Insurance?

Mortgage PPI is usually known as Mortgage Repayment Protection or Mortgage Payment Protection Insurance. If you believe you have been Mis Sold Mortgage Protection Insurance then you should contact us for a free review. Many consumers across Ireland have been Mis Sold Mortgage Protection Insurance and are due thousands of Euros in compensation.

 

What do I do if I was Mis Sold PPI?

If you believe you have been Mis Sold Payment Protection Insurance then do not worry. We can help! All you need to do is contact us on Lo-Call 0818 301 302 or request a call back on this website. Once we have your details a trained advisor will speak with you and evaluate your case at no cost or obligation. If we discover that you have been Mis Sold PPI then we can take on your case with no upfront costs or charges and process your claim from start to finish using our No Win No Fee service. We were the first company in Ireland to offer a no win no fee service for Mis Sold PPI and we have already reclaimed tens of thousands of Euros in compensation for our clients.

 

What do I get back if I was Mis Sold PPI?

When you process a claim with our office we will always look for a maximum settlement on your behalf.  We request a full refund of all premiums you have made towards the policy along with relevant interest charges. Once interest is factored into your settlement offer it can double and sometimes treble the refund you receive depending on how long you were paying the ppi policy. To find out how much you are entitled to for Mis Sold Payment Protection Insurance contact us now for a free review…

 

What is the average refund for Mis Sold PPI?

At this moment our average refund is €3500. Depending on the type of claim you process, how long you were paying ppi, how much was spent and varying interest charges this figure can change significantly. We will not know exactly how much you are due until such time as we are acting on your behalf and have requested all relevant credit agreements and made the necessary payments and interest calculations. It is not uncommon for refunds to be double or treble the average settlement and in some cases in the UK consumers received as much as £80,000 in Mis Sold PPI refunds. To find out how much you may be due contact us now for a free no obligation review.

 

How do I start my Mis Sold PPI claim?

In order to start your claim all you have to do is contact us. You can either request a call back on this website or contact us by telephone on Lo-Call 0818 301 302. Once we have your details we will review your case at no cost or obligation. If we discover that you have been Mis Sold PPI we will send you our claims pack to sign, date and return to our office in the pre paid return envelope that we send you. Once we have received the completed claims pack we will deal with everything else on your behalf.

 

Why should I use you for my Mis Sold PPI claim?

Our Mis Sold PPI service has been streamlined for our clients so that it is easy, straight forward and hassle free. We will deal with your claim from start to finish using specialist claims handlers who will keep you updated throughout the process. We will handle all lender communications on your behalf and will we take all of the stress, hassle and inconvenience out of processing your claim. As the first company in Ireland to offer a no win no fee service we are extremely experienced in processing these claims and we have already reclaimed thousands in compensation for our clients.

Our Mis Sold PPI Service

  • Free No Obligation Review
  • No Upfront Costs or Charges
  • No Win No Fee Process
  • Average Refund €3500
  • No Cost for Unsuccessful Claims
  • Personal Claims Handler
  • Online Claims Tracker Access (24/7)
  • Dedicated Call Centre & Processing Teams

Want to know more? Contact us now for a free review…

Recent Help Articles

Recent Blog Articles

Contact Details

Telephone:
0818 301 302
Fax:
021 2427525
Address:
Unit 1G The Atrium Building
Blackpool Retail Park
Blackpool
Cork

About Finance Claims

We are a dedicated claims management company specialising in financial mis-selling within the Irish Financial Services Sector. Our aim is to provide a solution and service to the thousands of consumers who believe they have been mis-sold or misinformed when obtaining financial products or services.