Are you due a PPI Refund?

If you have been paying protection insurance or PPI as its usually known on a loan, credit card or mortgage you may be due a PPI Refund. PPI was aggressively sold by banks and lenders and in most cases to consumers who did not want, need or would benefit from this costly insurance. If you fall into any of these categories you will most likely be due compensation from your lender. In most cases consumers will not know that they are due a PPI Refund as they will not know they have been Mis Sold PPI. If you have any doubts about the ppi policy you are paying and whether or not you are due a PPI Refund we can evaluate your case at no cost or obligation. You may be paying for a policy which you did not need and which may not cover you when you need it most.

 

How do I know if I am due a PPI Refund?

The problem with PPI is that you may not know that you have been mis sold this policy. PPI has been sold by lenders across Ireland to consumers who did not need, want or would benefit from this insurance policy. If your lender advised you that PPI was compulsory, did not properly explain the policy, its cover, exclusions and costs you may be due a PPI Refund. PPI is in theory designed to protect you against accident, sickness or redundancy but only if you meet the strict criteria of the policy. When you were sold the ppi policy your lender should have fully investigated your suitability, explained the policy in detail along with all terms, conditions, charges and exclusions to ensure you were eligible for it. If this did not occur then you could be entitled to use our PPI Refunds service.  Below we have listed a number of statements to help you identify if you are due a PPI Refund.

  • You are due a PPI Refund if you were were self employed when sold PPI.
  • You could be due a PPI refund in Ireland if you were told it was compulsory.
  • You are due a PPI Refund if you were pressurised into taking the policy.
  • You could be due a PPI Refund in Ireland if you were unemployed at the time of sale.
  • You are due a PPI Refund if you were working part time or on contract when sold PPI.
  • You are due a PPI Refund if you were not told that pre existing medical conditions wouldn’t be covered.
  • You are due a PPI Refund if the terms, conditions and exclusions of the policy were not explained.
  • You could be due a PPI Refund in Ireland if you discovered you were paying it without ever requesting it.
  • You are due a PPI Refund if the cost of the policy was not explained to you.
  • You are due a PPI Refund in Ireland if you were under 18 or over 65 when sold PPI.

If you have answered yes to any of the above you may be one of the thousands entitled to PPI Refunds Ireland

 

What is the average PPI Refund in Ireland?

The average PPI Refund in Ireland is €3500. This figure however can increase and decrease depending on the type of PPI that you have and how long you have been paying it. It is not uncommon to hear of PPI Refunds going over €10,000 when interest and charges are added to a claim and this is what we do for our clients. Interest can often amount to more than the PPI premium so if you are processing a PPI Refunds claim with our office we will always ensure your PPI Refunds include all payments and interest charges.  PPI Refunds on credit cards can often go into the tens of thousands due to the fact that the PPI is charged each and every month as a percentage of your charges and monthly balance. On one particular case in the UK a lady received received a staggering PPI Refund of £142,000 for 2 mis sold ppi policies that she had on credit cards.

 

PPI Refund Ireland

PPI Refund Ireland is a popular term in the search engines right now. Hundreds of consumers affected by this mis-selling scandal are searching online for the keywords PPI Refund Ireland to find out information and if they are due a PPI Refund. If you are one such person you have come to the right place. We have been offering a service for PPI Refunds Ireland since 2010 and we were the first company to offer a no win no fee service. Using this risk free service we have been able to successfully reclaim thousands of Euros in PPI Refunds for our clients. To you have been searching for PPI Refund Ireland and wish to find out more why not contact us now for a free no obligation review?

 

PPI Refunds Ireland

PPI Refunds in Ireland have become big news as of late. In October of 2012 the Central Bank of Ireland ordered various lenders to carry out an internal review into all ppi policies that were sold since 2007 . This investigation was launched after thousands of claims were lodged against lenders on behalf of consumers looking for PPI Refunds in Ireland.  Since 2007 there have been an estimated 365,000 ppi policies sold in Ireland. Out of these policies it is expected that as many as 95% have been mis sold. Going by these figures hundreds of thousands of consumers are entitled to PPI Refunds in Ireland. Even though we have been operating in this industry in Ireland since 2010 the ppi market is relatively new. Unlike in the UK market where lenders eventually admitted that they were guilty of mis-selling PPI Irish lenders are still putting up a fight and refusing liability. This is all expected to change very shortly however as the Central Bank investigation is expected to prove their guilt and force them to issue PPI Refunds to their customers. Once this happens the PPI market in Ireland will mature considerably and we expect that all consumers who have been Mis Sold PPI  prior to 2007 will also be compensated.

 

Our PPI Refund Service

If you have been searching for PPI Refund Ireland and you wish to process a claim with a reputable company look no further. Below we have listed a number of features we offer our clients when we act on their behalf.

  • Free No Obligation Review
  • No Upfront Costs or Charges
  • No Win No Fee Process
  • Average Refund €3500
  • No Cost for Unsuccessful Claims
  • Personal Claims Handler
  • Online Claims Tracker Access (24/7)
  • Dedicated Call Centre & Processing Teams

Want to know more? Contact us now for a free review…

 

 

 

 

 

 

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Telephone:
0818 301 302
Fax:
021 2427525
Address:
Unit 1G The Atrium Building
Blackpool Retail Park
Blackpool
Cork

About Finance Claims

We are a dedicated claims management company specialising in financial mis-selling within the Irish Financial Services Sector. Our aim is to provide a solution and service to the thousands of consumers who believe they have been mis-sold or misinformed when obtaining financial products or services.